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The Checkout API allows your business to generate a secure link for collecting payments via our seamless checkout widget. This is the simplest way to collect payments through bank transfers, with minimal integration effort.
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1. User is presented with the Checkout Widget Page

The checkout allows users to make bank transfer payments directly from their bank accounts with ease. They’re guided through a simple, secure flow to complete the transaction. Paycashless Checkout
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2. User makes a transfer

Once presented with the checkout, the user initiates a bank transfer using the provided account or instructions. We automatically reconcile the payment in real time.
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3. User is redirected to your return URL

After payment confirmation, the user is redirected to your specified returnUrl, where you can show a confirmation or order success page.
{
  "reference": "order_123456",
  "amount": {
    "value": 50000,
    "currency": "NGN"
  },
  "customer": {
    "email": "[email protected]",
    "name": "Customer Name"
  },
  "returnUrl": "https://yourwebsite.com/payment/complete",
  "metadata": {
    "orderType": "subscription"
  }
}

{
  "id": "pi_begxqdhuwadeuhbysv0lv49h926i6mnn",
  "reference": "order_123456",
  "amount": {
    "value": 50000,
    "currency": "NGN"
  },
  "authorizationUrl": "https://checkout.Paycashless.com/atkqlobrpaun",
  "returnUrl": "https://yourwebsite.com/payment/complete",
  "expiresAt": "2025-05-15T10:53:44.361Z"
}